Showing posts with label travel insurance. Show all posts
Showing posts with label travel insurance. Show all posts

Friday, 9 July 2010

Money Saving Tips Abroad

Hi there – how are you?

I never, in my wildest dreams, imagined that I would be hoping for a cloudy, cool day here in London. While my friends were here and Wimbledon was on, it would have been a tad churlish to wish for overcast skies but this week at last I welcome the cooler weather!

Are you going away this summer? Whether you are looking to buy a property abroad or just joining the steadily declining number of holiday makers overseas, there is no doubt that financial restraints have meant that tourism has dropped. Most of us or having to tighten our belts and count the pennies, to use two clichés in one sentence! Not only is getting out there more costly but accommodation is stretching budgets too, so here are a few of my own tips for saving money next time you are abroad:

Food shopping

  • It’s true that there are usually some lovely specialist stores nearby but prices can be on the high side if there is little competition in rural areas. It may be wise to consider shopping online if you can. This will mean that you can compare pricing and buy cheaper plus you will be less inclined to impulse buy!
  • You could also find out if they have something like special offers or ‘double point’s days’ at your local supermarket and make an effort only to shop on those days. Also have a look at the items in the section for ‘nearing sell by date’. I have had lots of success here – things are sometimes quite dramatically reduced and are absolutely fine if you are going to eat them straight away or freeze them
  • Last but by no means least, make a point of using your local fresh produce market for the bulk of your general day to day fruit and veggies if there is one in the vicinity. You may have to queue at the popular stalls but produce is usually cheaper and often much better than at the supermarkets
Make use of your own garden/land

  • Once you have your own property, think about growing your own vegetables. Some friends of mine have a small plot and were absolutely delighted this year to be able to pick the most wonderful green beans, potatoes and tomatoes from their own garden. It is tremendous fun to watch something you have planted grow from seed and not difficult to achieve
  • Invest in a water butt to catch rainwater for your garden
Car boot and bric-a-brac sales

  • Every village or town has one or more. Look out for adverts in your supermarket and patronise these – you will be surprised what you can find.
General household bills

  • Good insulation helps cut heating bills down in winter and air con. Bills in summer. Sealing outside doors also helps here
  • A wood burning stove and/or an open fire may well be all you need for many of the winter months instead of more costly central heating
  • Remember to turn off your TV, PC and mobile phone charger when not in use – from the wall and not just on the remote! A little goes a long way in saving you money!
Petrol

  • Both petrol and diesel are usually cheaper at supermarkets. Try to avoid motorway service stations if you possibly can, they can be quite a bit more expensive
Insurance

  • This is always worth looking into properly. You need to look at the cover you have as well as any excess and compare to other companies
And last but not least - communicate!

  • This is vital. Communication with your neighbours, local shopkeepers and new friends is vital, not only for your peace of mind and happiness but for helping you to save money on your general living expenses. When I first bought my house abroad a kind neighbour told me where to get the very freshest bread in the morning which also happened to be a little cheaper than the bakery I had been going to. OK, a small point but a good example of how integration can help you in so many ways. So don’t be shy, socialise as much as you can and both you and your pocket are bound to benefit!
Any tips of your own that you want to share? It’s amazing how sometimes the simplest things can really help. When someone has told me what they do I have often kicked myself and wondered why I hadn’t thought of it…but sometimes you don’t. That’s what sharing is all about, so do get in touch if you feel you have a really good idea won’t you?

Bye for another week – take care!

Carol.
http://www.emigrationguide.com/

Friday, 11 June 2010

Holiday Planning Tips

Hey there. As we experience our usual erratic weather here in the UK, summer is hotting up abroad. Are you planning to visit your chosen country any time soon to look for your dream home? I am planning a trip later on in the year and I was mulling over a few thoughts about my trip. Being a ‘list lady’, I jotted down a few trip planning priorities – you may like to have a look:

1. Timing: Decide on when to travel. Choosing to go at off-peak season can cut your costs (airlines/hotels) by as much as a third, and you may just find it far more pleasant without the crowds.

It also means that if you are using an estate agent they will be less busy. Do check that they are available while you are there: many take their holidays in the off-peak seasons.

In addition you will have the opportunity to assess how easy it is to get to and from your planned area of purchase out of season, plus give you a look at the area when tourists aren’t there, if indeed it is an area that tourists frequent in summer. Do all the shops and restaurants shut – and, if so, will the peace and quiet suit you or will it drive you crazy? Some places I know in Greece and Spain for instance become virtual ghost towns…

2. Flights: Tourism worldwide has plummeted, what with the economic squeeze, volcanic ash plus various things like BA strikes and strikes due to government cuts – certainly this applies in parts of Europe. All this however means that getting you-know-what on seats hasn’t been as easy as it usually is for the airlines. They are having to reduce prices and there are a few bargains around so have a good look before you book

3. Car Hire: Unless you know a really good and inexpensive local car hire company, compare prices between booking a car from home with one of the big international car hire companies before settling for a small local company. The results may just surprise you

4. Hotels: If you are booking direct with a hotel, don’t be afraid to ask if that is their ‘best price’. I have had my hotel accommodation price lowered when asking this…it’s worth a shot. Or go online and see what prices the hotel is showing there…it does sometimes vary

5. Travel Insurance: Now more than ever it is essential to take out travel insurance and to make sure what it covers you for – again witness the volcanic ash debacle and those pesky BA strikes

6. Travel from airport: Take a bus from the airport rather than a taxi. Find out from your hotel if there is a bus from the airport that will bring you into town or you could try Googling the information. Or a good guidebook may have the info…it can save quite a whack. What I have also done more than once is to get chatting to a fellow passenger and, if we were heading in the same direction, share the cost of a taxi. Needless to say, be careful…!

7. Travelling internally in the country: This is a holiday remember – try not to be like me and find yourself rushing along…”Why am I hurrying?” I ask myself? The reason I am saying this is that you may want to try taking a bus or a train if it is cheaper than flying…that’s if you are not hiring a car of course. If you are like me, I have often made some good friends on buses, trains or ferries, and you see so much more of the country too

And then, on a purely tourist note:

8. Free entrance to museums: We in the UK have become used to free museums but if you are going to be holidaying as well as house hunting while abroad, the costs can mount up. See if there are free admission days: find them out in advance and get there early

9. Combo Tickets: It’s worth looking to see if there are museums that offer combination tickets. I know this happens in Greece and in Washington (at the Smithsonian) for instance.

Given you some food for thought? I hope so…next week I want to continue with the buying aspect – but first we need to get you out there!

Have a great week and take care!

Carol.
http://www.emigrationguide.com